Form - mortgage intake form

How many applicants are there?(Required)

First applicant(Required)

Email address(Required)

Phone(Required)

Second applicant(Required)

Email address(Required)

Phone(Required)

Introduction(Required)

Tell us a bit about yourself: What is your situation, what does your household look like, how do you earn your income, and other relevant details? We use this information to sell your case to the bank to get your mortgage approved.

What (financial) goal do you want to achieve?(Required)

A multiple choice is possible.

Buy an existing home

Buy a new build home

Renovate your home

Refinance

Apply for a letting mortgage/investment mortgage

Use the surplus value of your current property

Evaluate your current financial situation

Remove a person from your current mortgage

What made you decide to look into buying a home?(Required)

What made you decide to look into buying a new build home?(Required)

What are you planning on renovating?(Required)

What do you want to achieve by refinancing?(Required)

What made you decide to look into investment mortgages?(Required)

An investment mortgage is a type of mortgage that helps you finance the property for letting purposes

What do you want to do with the surplus value of your current property?(Required)

What made you decide to get your current financial situation evaluated?(Required)

Please elaborate on the current situation.(Required)

What is your relationship to the person that needs to be removed from the mortgage? Is there a divorce involved? What are the professional parties involved?

Mortgage products have different features. You can choose between:

Great features.
Example: Possibility to rent out.
Speed.
Example: Get your mortgage approved as soon as possible.
Loan to income.
Example: Maximize your mortgage sum.
Price.
Example: Lowest interest rate in the market.
Service.
Example: The bank has an English website and customer service.

Let us know if you have a specific preference for a feature that needs to be available in your mortgage product. Unfortunately, no product has all of the above.

What features are essential when selecting your mortgage product?(Required)

Why are those features relevant to you?

Your ideal mortgage form has:(Required)

Low and level payments. Interest payments decrease over time. Zero debt at the end of the duration.

High payments in the beginning. Interest payments decrease over time. Zero debt at the end of the duration.

Level payments of interest only, Repay your debt at the end of the duration.

Why do you prefer that mortgage form?(Required)

What term do you want to fix your interest rate?(Required)

Short term (0-10 yrs)

Medium term (10-20 yrs)

Long term (20-30 yrs)

Why do you prefer that term?(Required)

What amount are you willing to pay down on the purchase price?(Required)

This amount is to pay down on the purchase, so excluding the closing fees.

Why do you prefer that specific amount?(Required)

Given your preferences, what is your desired mortgage payment per month?(Required)

This amount is excluding an interest deduction, ground lease, a contribution to the homeowners association, insurances.

We analyse your financial position when retiring. To be able to give you fitting financial advice, we need to know your wishes on your desired (realistic) retirement age and what lifestyle you want to secure.

It's common in The Netherlands to retire when you've reached the age to be eligible for the state pension. You could have a different plan for your future. We want to learn more to analyse, advise, and act on your financial position.

What is important to you when analysing your financial position after becoming retired?(Required)

Let us know if you are already investing for your future income through asset planning, or a pension scheme, for example.

When is a realistic moment for you to retire?(Required)

What net income per month does your household expect to need when retiring?(Required)

Take in account expenses, such as: groceries, insurances, subscriptions.

How do you want to mitigate the financial risk of retirement?(Required)

When you pass away, your loved ones need to take care of a lot. Your possessions and debts go to your heirs, according to Dutch law. There are several ways to mitigate the financial risks of passing away:

Repay the mortgage (partially or fully).
Maintain the current standard of living (partially or fully).
A combination of the above.

What is important to you when analysing your financial position after passing away?(Required)

What net income does your partner need on a monthly base when you have passed away?(Required)

Take in account expenses, such as: groceries, insurances, subscriptions.

How do you want to mitigate the financial risk of passing away?(Required)

There are different ways of being disabled; mentally and physically. If you report sick, you are entitled to continued wage payment from your employer for the first two years.

Share this form with your HR representative so we can assess your financial position when occupationally disabled. We will advise on how to mitigate the financial risk of becoming occupationally disabled. For more information on this subject, please click here here.

What is important to you when analysing your financial position after becoming occupationally disabled?(Required)

What net income does your household need on a monthly base when becoming occupationally disabled?(Required)

Take in account expenses, such as: groceries, insurances, subscriptions.

How do you want to mitigate the financial risk of occupational disability?(Required)

If, as an employee, you become wholly or partly unemployed, you may be entitled to a WW benefit, under the Unemployment Insurance Act (WW). Many conditions apply. For more information on this subject, please click here.

Are you employed?(Required)

Choose 'No' if you are self-employed.

How much time in months do you expect to need to find a new job?(Required)

What is important to you when analysing your financial position after becoming unemployed?(Required)

What net income does your household need on a monthly base after becoming unemployed?(Required)

Take in account expenses, such as: groceries, insurances, subscriptions.

How do you want to mitigate the financial risk of unemployment?(Required)

Are you interested in the following products/services?(Required)

Valuation report

Bank guarantee

Technical inspection

Energy label