27 October 2023
NHG mortgage in 2024
Robin Uijtdehaage
Client Director & Financial Specialist

The NHG limit will increase to €435,000 in 2024.

Currently, NHG is applicable when purchasing a home with a maximum value of €405,000. However, starting January 1, 2024, this limit will be raised to €435,000.

If a mortgage includes financing additional energy-saving features, the NHG limit is extended by 6%, reaching €461,100. This expansion broadens NHG's accessibility, ensuring that a mortgage with NHG remains within reach for many prospective homebuyers. The commission required when obtaining an NHG-backed mortgage will continue to be 0.6% of the mortgage amount in the coming year.

How does the NHG work?

The "Nationale Hypotheek Garantie" (NHG) is a government-administered program in the Netherlands that protects home loans. This protection offers a safety net for consumers who may face difficulties making mortgage payments due to circumstances like the death of a partner, divorce, unemployment, or disability. In such cases, NHG will cover any remaining debt if the consumer is compelled to sell their property.

Contact us to check if you are eligible for the NHG mortgage
Meet the team
Sezer Yilmaz
Founder & Financial Specialist
Egle Kemezyte
Growth Marketer
Robin Uijtdehaage
Client Director & Financial Specialist
Özkan Karakol
Financial Specialist