1. Meet us to learn about how to get a mortgage in the Netherlands
We’re often asked by new residents in the Netherlands, “do I qualify for a mortgage?”, and in most instances, the answer is yes. The best place to start is by filling out our short intake form so that we can assess your financial situation. Then we’ll arrange a meeting to discuss your options and answer your questions in depth. And yes, we can even start the ball rolling before you’ve arrived in the Netherlands.
2. Let the house hunt begin
This is the fun part. After we’ve explored your options for getting a home loan in Amsterdam, it’s time to start searching for properties. In the Netherlands, buyers usually receive assistance from an estate agent who will negotiate the sale with the agent selling the home. As a Mister Mortgage customer, you’ll have access to our network of realtors, so you know you’re working with a professional you can trust. When you’ve found the home of your dreams (keep us posted!), we can also connect you with notaries, appraisers, tax advisors, contractors and anything else you need.
3. Weigh up your options
You’ll receive a detailed outline of the options available and how they support your financial goals, offering advice at every stage. When you’ve reached a decision, we’ll apply for the binding offer from the lender, the bank guarantee and confirm the insurances to get your mortgage approved. As part of the process, we’ll also arrange bank accounts and any other financial services you need.
4. Become a homeowner
On the closing date of the sale, we’ll make sure everything is prepared before you sign the final documents at the notary. Ensure the home has been left in the agreed condition by the previous owners. Then it’s simply a matter of collecting your keys (and popping the champagne!).