What is a business credit used for in the Netherlands?

Looking to take your business to the next level? A business loan can provide the financial resources needed for significant investments and growth. Use it to cover expenses like equipment, inventory, real estate, acquisitions, refinancing, or startup costs. Secure the funding you need to achieve your business goals.

Here at Mister Mortgage, we work with multiple business loan lenders and can help you secure the best deal, conditions, and interest rate.

Requirements for obtaining a Dutch business loan
  • The company must be officially registered with the Chamber of Commerce.

  • The company must be registered for the last 12 months.

  • The company needs to meet a minimum turnover requirement.

  • The entrepreneur must possess positive equity.

  • The entrepreneur can present the company's annual accounts.

  • The entrepreneur resides in the Netherlands.

What are the costs associated with getting a business loan in the Netherlands?

Mister Mortgage charges a fixed fee of 0.7% of the loan amount for arranging business loans. We provide customized loan options based on your finances and negotiate the best deal for you. Our service handles all lender communication, ensuring a smooth process from start to finish.

For your information
  • A business loan includes a monthly repayment and an interest rate ranging from 4.8% to 9.6%. The exact rate is determined by your company's creditworthiness and the loan amount.

  • The financing duration depends on factors like your chosen term; higher loan amounts often mean longer repayment periods for manageable instalments, while smaller loans can be repaid more quickly. Typically, it takes between 10 and 14 business days to confirm your business loan.

Ready to secure the business loan your company needs in the Netherlands?

Book a free, non-obligatory introduction call with our mortgage advisors.

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Sezer Yilmaz
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Tomislav Magas
Financial Specialist
Egle Kemezyte
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Robin Uijtdehaage
Financial Specialist