Have you been self-employed (zzp) for at least 12 months and searching for a home? Let our mortgage specialists help you.
We offer mortgage solutions tailored specifically for self-employed individuals. We understand freelancers' unique financial circumstances and are here to help.
With a minimum earnings requirement of just 12 months, we calculate your mortgage based on the average income you've earned during that period.
Martha, freelancing in the techsector, has successfully run her company for over two years with consistent growth of 30% annually. Now, she wants to stop renting and buy a property. What options does she have? Her yearly income:
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year 1 (2021): € 80.000
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year 2 (2022): € 104.000
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year 3 (2032) : € 135.200
Martha's maximum mortgage will be around € 500.000.
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Proof of identity: a valid passport or ID card.
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Proof of income: documents such as your tax returns, financial statements, and other records that demonstrate your income and financial stability
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Credit history: Lenders typically examine your credit report to assess your creditworthiness and financial history. The bank automatically performs this evaluation.
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Property documents: you may be required to show documents of the property you intend to buy, including the purchase agreement, the appraisal report, and a technical inspection report.
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Business forecasts: Lenders might request a business plan detailing your business objectives, goals, and marketing and financial management strategies.
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Personalized mortgage report includes maximum mortgage, closing fees, monthly payments, and tax-deductible fees.
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We compare 30+ mortgage lenders.
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Documents translated into English.
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Fixed fee-no hidden fees.
