We specialize in applying for and managing mortgage applications over € 1 million. Let us secure the best rates and terms for your luxury property—contact us today to get started!
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Specialized mortgage brokerage firm
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Competitive rates from 25+ lenders
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Assisting with your tax benefits
Properties over a million have become more and more popular in the Netherlands. The application process and requirements are different for a high-risk mortgage. A principal amount varies per mortgage lender.
For example, if the property is worth more than € 1.000.000, the lender could finance between 80-90% of the market value. Besides, not all lenders offer loans over € 750.000.
Asking price: € 1.075.000
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Salary needed: € 192.500
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Monthly payments: € 4.571
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Cash needed: € 31.560
Asking price: € 1.500.000
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Salary needed: € 270.000
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Monthly payments: € 6.421
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Cash needed: € 39.940
Approving a higher mortgage takes longer than a regular mortgage due to additional risk factors. Factors such as savings, investments, and additional properties add steps to the mortgage application process. On average, mortgage applications over a million can take 4 to 6 weeks.
Many lenders assess high-risk mortgage applications separately, involving a credit committee or top risk management team. To secure a mortgage over a million, demonstrating affordability is crucial.
Let us guide you through this process and ensure you finish it smoothly. Schedule a free consultation today to start your journey with us!
Schedule an introduction call with our team to discuss your situation and discover the best mortgage solution for you
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Access to a trusted network.
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Highly competitive rates and flexible terms.
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Guidance through the entire mortgage process.
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English translations of bank documents are shared.
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