Dutch Mortgages Made Easy
Are you an international looking for a mortgage in the Netherlands?
Save your time and let us deal with your mortgage from start to end.
First-time home buyer
Are you planning to buy your first home in the Netherlands? We are here to guide you through the process.
Buy to let
We help you to explore the investment opportunities in the Netherlands.
Moving homes
You already own a home and want to move to another house in the Netherlands.
Refinancing
You already have a mortgage and want to get a mortgage that matches your current wishes.
What does Mister Mortgage do?
- We take care of your mortgage from start to end.
- We select a mortgage lender that fits your financial situation.
- We apply and manage your mortgage application process.
- We guide you through the homebuying process.
- We help you to plan your financial future.
More lenders, more choices
We work with more than 30 mortgage lenders in the Netherlands. Whether you are planning to buy your first apartment, refinance, or invest, we will find the best mortgage solution that best suits your unique situation.
How it works
1. Schedule a call
2. House hunting begins
3. Find your home
4. We arrange your mortgage
5. Congratulations! You're a homeowner
1. Schedule a call
We want to learn more about you and your financial goals during a 15-minute intake call. Tell us about your plans and the financial advice you look to get.
2. House hunting begins
It’s time to start searching for your dream house in the Netherlands. As a Mister Mortgage customer, you get access to our trusted network of real estate agents, notaries, appraisers, tax advisors.
3. Find your home
Did you find your dream home? Let us know. We update your mortgage overview, the closing fees, and the mortgage rates. We start preparing and arranging your documents for the mortgage application.
4. We arrange your mortgage
Based on your goals and your documents, we advise the mortgage that fits your goals. You receive a financial report to gain insights into the impact on your (future) finances. We apply for financial products on your behalf.
5. Congratulations! You're a homeowner
You receive the keys to your new home as soon as you sign the final documents at the notary. It’s time to pop the champagne bottle and celebrate.
See what our clients think about us
We are not your typical borrower so we knew we needed an expert. Mister Mortgage gave us realistic expectations throughout the entire process. He updated us regularly and made sure we didn’t freak out.
Absolutely a huge compliment to how Mister Mortgage takes up their assignments in a very personal way and a great recommendation for anyone who’s looking for a financial specialist.
I used Mister Mortgage when getting a mortgage in the Netherlands and I thought they were excellent. Mister Mortgage team really provided a superior customer experience and helped me navigate all the twists and turns of the process of buying a home. Highly effective, friendly, and knowledgeable… and highly recommended!
Excellent, personal attention to all my mortgage requirements. A really good example of perfect customer service. The mortgage process was explained clearly and we never felt rushed to make any decisions. Thoroughly recommend this service for anyone wishing to purchase in the Netherlands.
Thank you to the Mister Mortgage team, who have been always very friendly, helpful, and fast to reply to our questions and requests. They have maintained easy communication during the whole purchase process and provided a piece of very good advice. Mister Mortgage’s team is very professional and goes always the extra mile when needed, very appreciated! We highly recommend the excellent services of Mister Mortgage! M&F
Would highly recommend Mister Mortgage. They helped me amazingly well. Communication is quick and clear. They are also very proactive, coming up with suggestions and answers to questions I hadn’t thought of myself.
Check what our clients ask us
Do I qualify for a mortgage?
Factors like your income, residency status, outgoings, and other loans come into play, but we can happily tell you that for most people who ask us, the answer is yes.
What if I don’t speak Dutch?
You’ve come to the right place—Amsterdam has among the highest level of English proficiency in the world. We offer our service in English, including all documentation, so you’ll always understand what you’re signing.
Can I get a mortgage if I’m self-employed?
Absolutely! We specialize in assisting entrepreneurs and can calculate your income based on your income tax return, corporate tax return, and annual figures. We can also factor in dividends and director remunerations for private limited companies (BVs). Even though it’s your first year in business, get in touch to discuss the options.
How long does it take to get a mortgage?
This is a tricky one as it varies by customer. You can speed the process up by starting to collect the documents we’ll need to verify. We work as efficiently as possible and offer flexible appointment times to fit around your schedule.
Can I rent out the house I’ve bought?
Changing from an owner-occupied to a buy-to-let mortgage is an option in some instances – depending on factors like your outstanding mortgage debt and the potential income from rent. Contact us to find out if you’re eligible.
How can I find out more?
Buying a home is one of the most significant purchases you’ll ever make, and Mister Mortgage wants to arm you with the knowledge you need to buy your dream home comfortably and confidently. Schedule a call, get in touch with any questions, or attend one of the (online) events we participate in.
Good to know
As a starting point, get in touch with a mortgage adviser to check your financial situation and possibilities. From here, you can start exploring your housing options in the Netherlands.
Mortgage brokers are the financial specialists who represent you, not a bank. Your broker aims to find the best solution that fits your financial situation.