Sell your home and repay the current mortgage

It is one of the options when you want to move houses. You first need to sell your home and repay the current mortgage. To finance the new property, you must apply for a new mortgage. If you want to sell your home and pay off the mortgage in the Netherlands, you must inform the lender of your intention to sell the property and pay off the mortgage.

Keep the current mortgage condition to buy a new property

In this situation, you keep your current mortgage without applying for a new one or paying off the existing one. As your first step, you must inform your lender of your intention to sell your current property and purchase a new one. If the new property is approved, your lender will prepare a new mortgage agreement for the new property and transfer the mortgage balance from the old property to the new one.

Plan a free call with our mortgage specialist to get a personalized mortgage advice when moving homes
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Özkan Karakol
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