How to borrow more on a mortgage?

Increasing the size of your mortgage is a low-cost strategy to get cash. You can use this extra money for many different scenarios, for example, buying a holiday home, renovating your apartment, making your home more sustainable, or purchasing a car.

Most lenders will want to know how you intend to use the extra mortgage funds. When you apply for additional borrowing on your mortgage, the lender may ask for documentation of how you plan to spend the money.

For example
Buy a holiday home

You can increase your current mortgage to finance a vacation home/ second home abroad or in the Netherlands if you have created equity while owning your first home.

Make your home more sustainable

Home upgrades can be expensive. If you don't want to use savings for renovation or make your home more sustainable, you always have the option to increase your mortgage.

Buy a new car

If you've decided it's time to change your car, but your savings won't entirely cover the cost, you may be considering increasing your current mortgage. The maximum amount you can borrow varies per lender.

Let us calculate your additional mortgage for:

    Home renovation


    Making your home more sustainable


    buying your next home ( holiday home)





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Özkan Karakol
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