Increasing the size of your mortgage is a low-cost strategy to get cash. You can use this extra money for many different scenarios, for example, buying a holiday home, renovating your apartment, making your home more sustainable, or purchasing a car.
Most lenders will want to know how you intend to use the extra mortgage funds. When you apply for additional borrowing on your mortgage, the lender may ask for documentation of how you plan to spend the money.
You can increase your current mortgage to finance a vacation home/ second home abroad or in the Netherlands if you have created equity while owning your first home.
Home upgrades can be expensive. If you don't want to use savings for renovation or make your home more sustainable, you always have the option to increase your mortgage.
If you've decided it's time to change your car, but your savings won't entirely cover the cost, you may be considering increasing your current mortgage. The maximum amount you can borrow varies per lender.
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