How can you borrow more on a mortgage?

Increasing the size of your mortgage is a low-cost strategy to get cash. You can use this extra money for many different scenarios, for example, buying a holiday home, renovating your apartment, making your home more sustainable, or purchasing a car.

Most lenders want to know how you intend to use the extra mortgage funds. When you apply for additional borrowing on your mortgage, the lender may ask for documentation of how you plan to spend the money.

Here at Mister Mortgage, we ask you to submit a few documents so we can assess your current situation and determine whether you can borrow additional funds. Following this, we schedule a second call to discuss the options and inform you how to achieve your financial goal.

For example
Buy a holiday home

You can increase your current mortgage to finance a vacation home/ second home abroad or in the Netherlands if you have created equity while owning your first home.

Make your home more sustainable

Home upgrades can be expensive. If you don't want to use savings for renovation or make your home more sustainable, you always have the option to increase your mortgage.

Buy a new car

If you've decided it's time to change your car, but your savings won't entirely cover the cost, you may be considering increasing your current mortgage. The maximum amount you can borrow varies per lender.

Schedule a free call with our mortgage advisors

Our dedicated team manages your mortgage application from start to end, and we handle all communication and paperwork with banks.

  • Access to a trusted network.

  • Highly competitive rates and flexible terms.

  • Guidance through the entire mortgage process.

  • English translations of bank documents are shared.

  • 100% Independent Advice
Meet the team
Sezer Yilmaz
Founder
Egle Kemezyte
Growth Marketer
Robin Uijtdehaage
Client Director & Financial Specialist
Lisa Grondsma
Financial Specialist