Frequently asked questions
Can I sell my property before the mortgage term ends? How does the process work?
Bank guarantee in the Netherlands
Are sustainable mortgages only for new homes, or can I refinance my existing mortgage?
How long does it take to get an energy label for my home in the Netherlands?
How do energy labels affect my mortgage eligibility in the Netherlands?
How much can I save with a sustainable mortgage in the Netherlands?
What is a sustainable mortgage (or green mortgage) in the Netherlands?
Does it matter if I'm a ZZP'er or a DGA?
Can I get a mortgage as a starting entrepreneur?
Can I get a mortgage as a freelancer in the Netherlands?
What happens if I can no longer afford my mortgage payments under NHG?
Does NHG apply to every property?
Is an NHG mortgage always cheaper?
Compare ING with other mortgage lenders
Can I get an ING mortgage with a temporary contract?
How much can I borrow from ING?
Does ING provide information for expats?
Can expats get an ING mortgage?
Get independent advice on an ABN AMRO mortgage
Should I choose ABN AMRO or another lender?
Can I get a mortgage with a temporary employment contract?
Can I get an ABN AMRO mortgage with a foreign salary?
Can I get an ABN AMRO mortgage as an expat?
Are fixed rates always higher than variable?
Do fixed rates qualify for NHG discounts?
Can I switch if rates drop?
Are fixed rates better than variable?
What are fixed rates for mortgages in the Netherlands?
Can self‑employed income be used for the Bid with Certainty certificate?
Do I pay anything if my bid fails?
How long is the Bid with Certainty certificate valid?
Top scenarios to refinance your mortgage in the Netherlands
What are the best mortgage refinance rates in the Netherlands?
Cost of refinancing a mortgage in the Netherlands
Can expats refinance a mortgage in the Netherlands?
How many lenders offer rental mortgages?
Do I need to pay a penalty when refinancing to a buy-to-let mortgage?
How is a rental mortgage taxed in the Netherlands?
How is a rental mortgage calculated?
How much can I borrow with my starter mortgage?
Why is refinancing a bad idea?
Why should I refinance my mortgage?
Why is refinancing becoming more popular?
Lowering monthly payments
Planning to move away and refinance my mortgage
How does mortgage refinancing work in the Netherlands?
What is loan to value (LTV) in the Netherlands?
Where can I calculate buy-to-let or refinancing options?
What factors determine the maximum mortgage amount?
What is keep to let?
How can you file a complaint
30% tax ruling and mortgage
Why is refinancing a bad idea?
Penalty when refinancing
Mortgage brokers or bank
National mortgage guarantee (NHG)
Deposit or bank guarantee
How much savings do I need to close a mortgage in the Netherlands?
What is keep to let mortgage?
Mortgage registration
How long does the mortgage process take?
What is a bridging mortgage, and how does it work?
What is mortgage tax relief?
Can I get a mortgage with a 30% ruling?
What is LTI?
What is LTV?
What does the term life insurance mortgage mean?
What is NHG ?
What documents are needed to receive a mortgage estimate?
What is a mortgage estimate?
Ask us a question, we are happy to help you!