Are you looking for the lowest mortgage interest rate? Take a look below at the current mortgage interest rates so you can see the lowest rates available.
Contact us to learn more about the different choices you need to make.
Good to know: The mortgage interest rates depend on a couple of things.
- The bank
- The mortgage product
- The mortgage form
- The fixed period
- The loan-to-value
|Lender||1yr fixed||5 yrs fixed||10 yrs fixed||15 yrs fixed||20 yrs fixed||30 yrs fixed|
|Centraal Beheer Thuis Hypotheek||1,65 %||1,72 %||2,20 %||3,53 %||3,75 %||4,00 %|
|a.s.r. WelThuis hypotheek||1,75 %||1,80 %||2,25 %||2,65 %||2,80 %||3,05 %|
|NIBC Direct Hypotheek||1,79 %||1,84 %||2,29 %||2,69 %||3,02 %||3,59 %|
|Rabobank Hypotheek met Basisvoorwaarden||1,75 %||2,20 %||2,35 %||2,90 %||3,00 %||3,85 %|
|ABN AMRO Budget Hypotheek||1,89 %||2,09 %||2,39 %||2,84 %||3,04 %|
We work with 25 mortgage lenders. This is only the top 5 for financing 100% loan-to-value.
Advantages of a longer fixed period
By having a longer fixed period on your interest rate, you make sure that the interest rate remains the same. You pay the same interest rate every month during the fixed period.
Disadvantages of a longer fixed period
You do not benefit from decreasing interest rates and the longer your fixed period, the higher the interest rate, so the more you pay.
Lowering your interest rate
A fixed interest rate makes sure your interest rate doesn’t change during the fixed period. The interest rate changes with a floating rate. Your interest rate can be lowered during the fixed period if the difference between the value of your home and your mortgage changes. Your mortgage interest rate may end up in a different tariff class, and as a result, you will pay less interest.