Should I buy or rent a property in the Netherlands? Choosing whether to buy or rent a property is key when moving to the Netherlands. This choice can greatly affect your finances and living experience. To help you decide, let’s look at the pros of buying and renting and how to find what’s best for you.
Benefits of buying a home in the Netherlands
Buying a home in the Netherlands is a more cost-effective solution in the long term, as it allows you to build equity and often results in lower monthly costs compared to renting.
Benefits of renting in the Netherlands
Renting a home in the Netherlands offers great flexibility, allowing you to move if your circumstances change easily. Additionally, you won't have to worry about maintenance costs, and renting provides a convenient short-term solution if you are not ready to commit to it in the long term.
Many internationals also wonder: Is it a good time to buy?
Yet, the most important to understand your needs and preferences. A vast majority of the internationals who come to Amsterdam for work or study are keener to rent. In contrast, professionals who have been living in the Netherlands for a long time are more open to getting a mortgage. If you have doubts, we recommend you check a simple comparison tool below.
Reversed mortgage calculation
The calculators are made available to you as self-help tools for your independent use and are not intended to provide financial advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Schedule a free introductory call with our mortgage specialist to understand your mortgage options as a self-employed individual in the Netherlands.
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Access to a trusted network.
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Highly competitive rates and flexible terms.
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Guidance through the entire mortgage process.
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English translations of bank documents are shared.
