The demand for affordable owner-occupied homes is high, but their construction and accessibility are facing challenges. To support first-time homebuyers, local governments can provide starter instruments. The "municipal sales instruments guide" provides local governments with a better understanding of the various options to assist starters. These sales solutions include KoopStart (purchasing at a discounted price) or Buying to Wens (a formula that enables low/middle-income starters to acquire a home).
In addition to the guide, the government has established a National Fund for Affordable Owner-occupied Homes, backed by €40 million. The goal of this fund is to assist more first-time buyers with an income of up to 2 times the average to purchase a home.
Municipalities and developers who want to utilize these resources are expected to make a proportional contribution. This initiative is in addition to the government's plans to construct 350,000 affordable owner-occupied and medium-sized rental homes by 2030, allocate affordable homes to those in greatest need, and implement a transfer tax exemption for first-time buyers under the age of 35, which has been in effect since 2021.
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