If you have a mortgage certificate, it makes it easier for you to buy a house. The mortgage certificate helps the seller determine the most secure offer. Don't forget to include it when you make your offer.
In the Netherlands, pre-approval does not exist, but you can get a mortgage certificate showing you can afford a mortgage based on your gross salary, bonuses, holiday pay, and any loans or debts.
The mortgage certificate helps a lot when you're ready to make an offer on the house, as it proves to the seller that you can really afford the mortgage. It gives you a better chance of getting your bid accepted, especially if others are interested too. So, having this bid certificate from our mortgage advisor when making an offer is a good idea. It saves you time and stress.
At Mister Mortgage, we offer mortgage certificates for expats seeking to purchase a home in the Netherlands. When you work with us, you will receive a letter confirming your buying budget and will gain access to our trusted network. After a call with one of our expat mortgage specialists, we direct you to our digital portal, where you can conveniently upload the necessary documents to obtain your mortgage certificate. Contact our mortgage specialists to learn more about certificate conditions and mortgage requirements.
Schedule a call with our expat mortgage specialists to request a mortgage certificate.
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Mortgage certificate proves housing affordability
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Get insight into savings needed to get a mortgage
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Get to know how your monthly payments will look.
