It is common for expats in the Netherlands to receive their salary in a currency other than the euro. Can I qualify for a Dutch mortgage if I am a resident but earn my income in a foreign currency?
Here, it is important to understand the existing differences between foreign income and foreign currency. For example, if you live in France, Belgium, or, let's say, Germany and your salary is paid in EUR, there is no issue getting a mortgage in the Netherlands if you meet other requirements.
Obtaining a mortgage when you are paid in USD or GBP is possible but requires additional checks due to currency exchange risks. Our team is ready to assist you, using our experience to navigate these challenges and secure the mortgage you need.
In the Netherlands, you can finance up to 100% of the loan-to-value ratio. Our mortgage specialists always consider your personal situation and the currency you are paid in.
We collaborate with over 35+ Dutch mortgage lenders, offering various interest rates, terms, and lending conditions. Schedule a complimentary introductory call with our team to explore your unique situation. Share details about your current salary, and we will tailor a solution for you.
Schedule a free introduction call with us. Our dedicated team manages your mortgage application from start to end, and we handle all communication and paperwork with banks.
Access to a trusted network.
Highly competitive rates and flexible terms.
Guidance through the entire mortgage process.
English translations of bank documents are shared.