Do you sometimes feel lost and don't know where to start? We simplify the mortgage process for first-time homebuyers, guiding you every step of the way.
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Specialized mortgage brokerage firm
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Competitive rates from 25+ lenders
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Assisting with your tax benefits
Buying a home in the Netherlands is a significant financial decision. For expats, the process can be especially challenging due to unfamiliarity with the local system and potential language barriers.
At Mister Mortgage, we specialize in guiding expats through the complexities of the Dutch mortgage process, making homeownership accessible and achievable for everyone.
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Expert mortgage guidance every step of the way—from application to closing
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Connect with multiple lenders and apply easily through our online portal.
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Competitive rates and no hidden fees.
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Transfer tax benefit: In 2025, homebuyers aged 18 to 35 who purchase their first property valued at up to €525,000 can benefit from a 2% transfer tax exemption.
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Flexible mortgage terms: some lenders offer special mortgage products with more flexible terms specifically designed for first-time buyers.
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National Mortgage Guarantee (NHG): First-time buyers can benefit from the NHG, which provides a safety net in case of financial difficulties, such as job loss or illness. It also allows for potentially lower mortgage interest rates.
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Deducted interest rates: the mortgage interest deduction is a tax benefit available to anyone who has purchased a property. As a homeowner, you pay mortgage interest monthly and repay your debt. This interest can be deducted from your annual tax return through the mortgage interest deduction.
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Monetary gifts from non-residents, former Dutch residents who left over a year ago, or individuals who have never lived in the Netherlands are usually not subject to the Dutch gift tax. Your parents can use this to help you buy your first home. In this case, your parents can help you by contributing to buying your first home.
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Your parents can assist you with a Family Mortgage to cover part of your mortgage.
We are here to help you. Schedule a free introductory call with our mortgage specialists to understand your mortgage options in the Netherlands.
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Access to a trusted network.
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Highly competitive rates and flexible terms.
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Guidance through the entire mortgage process.
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English translations of bank documents are shared.
- 100% Independent Advice
