Tailored mortgage advice for those looking to buy a new build property in the Netherlands. Let us guide you through the process of securing a mortgage.
The price is fixed.
No lottery system ( if applicable)
You have the advantage of customizing the layout and interior.
Energy efficient.
Lower closing and tax-deductible fees.
Law maintenance.
Free rental market.
When buying an existing property, the seller determines the asking price, and you place a bid as a buyer. Overbidding is common in the current real estate market, often resulting in a higher final price. In contrast, with a new build, you pay a fixed price directly to the property developer.
Suppose you are planning to buy a newly built property. Here, we provide an example comparing the savings needed to cover closing fees for an existing property versus a newly built property. As you can see, you need less savings for a newly built property because you don't need to pay a transfer tax when purchasing a new property.
Existing property: € 435.000
Closing fees: € 20.639
Newly-built property: € 435.000
Closing fees: €4.299
Additional work, such as a custom kitchen or extra electrical sockets, can be carried out during the construction of your house on top of the standard delivery.
Mister Mortgage advisory fee includes mortgage application management from start to end.
Mortgage deed at the notary: € 900.
NHG deposit (if applicable): 0,6% of the mortgage (max. value € 405.000)
Schedule a complimentary introductory call with our mortgage specialists. We specialize in mortgages for expats and are dedicated to navigating you through the home-buying process.
Get clarity on your financial possibilities.
Access to a trusted network.
Highly competitive rates and flexible terms.
English translations of bank documents are shared.