10 January 2023
Tax-deductible fees in the Netherlands
Egle Kemezyte
Growth Marketer

One of the benefits of the Dutch system is that some closing fees are tax-deductible in the Netherlands. A week before you need to sign a mortgage deed, your notary sends you a list of closing fees you must pay to secure a mortgage. However, not all the costs are tax-deductible on the final invoice. You can get approximately 40% back when you file a provisional income tax return the following year to receive your tax return.

Tax-deductible fees in the Netherlands:
  • Appraisal fees

  • Translation costs

  • Mortgage interest rate

  • Mortgage brokerage and advisory fees

  • Notary fees: mortgage-related fees

  • National Mortgage Guarantee (NHG) fee

For example
  • Appreciation report € 600

  • Mortgage brokerage € 950

  • Mortgage advisory € 2.300

  • Notary: mortgage-related fees € 900

  • Estimate tax benefit: € 2.185

Do you want us to calculate your mortgage closing and tax-deductible fees?
Meet the team
Sezer Yilmaz
Founder & Financial Specialist
Egle Kemezyte
Growth Marketer
Robin Uijtdehaage
Client Director & Financial Specialist
Özkan Karakol
Financial Specialist