One of the benefits of the Dutch system is that some closing fees are tax-deductible in the Netherlands. A week before you need to sign a mortgage deed, your notary sends you a list of closing fees you must pay to secure a mortgage. However, not all the costs are tax-deductible on the final invoice. You can get approximately 40% back when you file a provisional income tax return the following year to receive your tax return.
Appraisal fees
Translation costs
Mortgage interest rate
Mortgage brokerage and advisory fees
Notary fees: mortgage-related fees
National Mortgage Guarantee (NHG) fee
Appreciation report € 600
Mortgage brokerage € 950
Mortgage advisory € 2.300
Notary: mortgage-related fees € 900
Estimate tax benefit: € 2.185