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A bridging mortgage is a short-term loan used to bridge the gap between selling your current property and purchasing a new one.
Some people prefer to sell their old home first, then use the equity to purchase their new property. However, there are situations when you want to buy first and sell later.
It is noteworthy that bridging loan rates are higher than a variable rates. Borrowers should, therefore, carefully consider whether a bridging loan is the best option for their needs. For more information, plan a free introduction call with our mortgage specialists.
You want to buy a new home priced at € 400.000
The value of your current home is € 300.000
The current mortgage debt is € 200.000
New mortgage needed: € 330.000
The bridging loan needed is € 70.000
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Maximum bridging loan