6 February 2024
6 Steps to Successfully Sell Your Home in the Netherlands
Egle Kemezyte
Growth Marketer

In their recent webinar, our partners, Expat Housing Network, shared essential insights into selling your property in the Netherlands.

Various factors may lead to selling your property, such as family dynamics, relocation, lifestyle changes, or pursuing a new project. Financial reasons, including property value increase, equity, or retirement plans, also play a significant role in decision-making.

What preparations are necessary for a successful sale?

  • Prepare essential documents, including the deed of ownership, energy label, and HOA documents.

  • Assess your current mortgage situation, considering the remaining balance and potential penalties for early repayment.

  • Take appealing property photos, prepare a floor plan, and gather technical reports.

  • Find a reliable real estate agent to assist in the selling process.

Property's selling strategies

  • Determine your property's market value by comparing it with recently sold similar properties.

  • List the price slightly below market value for increased interest and more viewings.

  • Consider working with deadlines to collect multiple offers and create a sense of urgency.

How do you sell a home with a mortgage?

In the Netherlands, selling a property with a mortgage is possible. Some lenders allow the transfer of mortgage interest schemes, requiring buyers to take over the remaining fixed-rate period.

Property: buy or sell first? 

In the current market, it's advisable to start purchasing a property before selling. This coordinated approach ensures a smoother transition, preventing complications in the selling and buying process.

How to increase property value?

Investing in renovations, particularly in key areas like heating systems and improving the energy label, can enhance your home's appeal and attract potential buyers.

What are the tax implications for the seller?

In the Netherlands, sellers typically don't pay taxes on the sale of their homes. There are usually no transfer taxes or additional fees incurred.
To learn more about selling your property in the Netherlands, schedule a free call with one of our experienced mortgage advisors.

Do you need to arrange a  second mortgage?

Schedule a free call with our mortgage advisors.

Meet the team
Sezer Yilmaz
Robin Uijtdehaage
Client Director & Financial Specialist
Egle Kemezyte
Growth Marketer
Lisa Grondsma
Financial Specialist